Frequently Asked Questions

Once your school is live, you can direct students to Fortify, where they'll apply for financing.

Fortify may provide students with several financing options, such as simple RICs or loans offered either by Fortify or by third-party bank and credit union partners of Fortify. For each student, you'll be able to confirm their choice of financing, and then students will be ready to sign and to enroll.

Fortify can handle all aspects of the tuition financing process for you. We're here to help you accept more students and to lower your administrative burden.

To be eligible for Fortify loans, borrowers must be enrolled at a partner school, be at least 18 years old, reside in a state where financing products are available, and be a U.S. citizen or U.S. resident.

Loans are subject to credit qualification, the verification of application information, completion of a loan application/promissory note, and if applicable, school certification of the loan amount and of student enrollment.

Fortify may use credit scores in our decision process.

However, our ultimate goal is to help schools work with more students, and open up access to education. We know that many prospective students will lack strong credit profiles or lack a co-signer.

We're proud to work alongside schools to design solutions that aim to expand access to education.

Reach out to see how we can help your school.

With many of the other loan programs available to you, you only see a single price.

On Fortify, buyers compete for your tuition like an eBay marketplace, so you can get the most out of your tuition. Fortify allows you to keep control over which funding offer you take, and you can always put students on institutional financing plans right from Fortify.

Many schools choose to have Fortify manage their pre-existing institutional financing plans for the following reasons.

We don't charge flat fees; we keep the administrative burden of running a financing program off of your plate; and most importantly, Fortify can put institutional financing options right next to funded loan options under a single application, so that you never have to send students multiple places to find financing.

Our founders previously started and scaled two student lending companies.

Through our expertise in the space and our full-time focus on managing your portfolio, we strive to help you achieve better repayment performance.

Examples of how we might engage with your students include financial literacy training, job search support, and credit counseling. Fortify will help you set payments that are affordable for students, ensure that the loan documents are binding and compliant, and we may report loan payments to credit bureaus when applicable.

We strive to offer students affordable payments and reasonable interest rates. We also work with our schools to ensure that they're comfortable with the range of loan terms that we offer.

APRs on loans offered on Fortify range from 0.00% to 23.99%.

APRs on payment plans offered through Fortify are 0.00%.

We encourage students to apply to Fortify to see the specific terms that they're approved for. If you're a school, reach out to learn more about how we can help.

To get started, book a call through our website, or simply email us at partnerships@fortifyeducation.com.

We're excited to help you get up and running with a fully fledged financing program in no time.