Frequently Asked Questions

Answers for schools considering working with Fortify. If you're a student, check out our help center.

If you don't see an answer to your question, reach out at partnerships@fortifyeducation.com and we'll be happy to help.

Once your school is live, you can direct students to Fortify, where they can apply for financing.

Through Fortify, you can offe students several financing options, such as simple payment plans or loans with Fortify's third-party bank and credit union partners. For every student, you'll be able to confirm their tuition, program information, and financing details before students sign.

We exist to help you accept more students and to lower your administrative burden.

Three reasons: first, our buyer marketplace lets you cash out eligible payment plans to receive cash early. Second, Fortify lets you offer payment plans right next to funded loan options, so you never have to tell students to apply twice. And finally, you pay zero flat monthly fees.

To be eligible for loans or payment plans on Fortify, borrowers must be enrolled at a partner school, be at least 18 years old, and be a U.S. citizen or U.S. resident.

Externally funded loans are additionally subject to credit qualification, and all financing is subject to successfully verifying a students' application information, their completion of the application, and certification of the financing amount and of their enrollment.

Fortify uses credit scores in our decision process for loans.

However, we exist to help schools expand their enrollment and open up access to education. We know that many prospective students will lack strong credit history or a co-signer.

We're proud to work closely with our schools to design solutions that aim to expand access to education.

Reach out to see how we can help your school.

With many of the other loan programs available to you, you only see a single price.

On Fortify, buyers can compete for your tuition like an eBay marketplace, so you can choose what offer to accept for your tuition. You can always put students on institutional financing plans right from Fortify.

Our founders previously started and scaled two student lending companies.

Our team's expertise in the space and full focus on managing your portfolio are how we strive to help our schools achieve better repayment performance.

Examples of how we might engage with your students include financial literacy training, job search support, and credit counseling. Fortify will help you set payments that are affordable for students, ensure that your financing documents are binding and compliant, and we may report payments to credit bureaus when applicable.

We strive to offer students affordable payments and reasonable interest rates. We work with our schools to ensure that they're comfortable with the range of financing terms that are offered on loans.

APRs on loans offered through Fortify range from 0.00% to 23.99%.

APRs on payment plans offered through Fortify range from 0.00% to 10.99%.

We encourage students to apply to Fortify to see the specific terms that they're approved for. If you're a school, reach out to learn more about how we can help.

To get started, book a call through our website, or simply email us at partnerships@fortifyeducation.com.

We're excited to help you get up and running with a fully fledged financing program in no time.

Student using laptop

Fortify is the first financing partner that you'll love.

Hundreds of schools, from trade schools to university systems, trust Fortify to manage their financing. Let's find the right financing options for your school.